WHO Poll
Q: 2019/20 Wolves (a)
a. At last we have a win now let's make it two, win
16%
  
b.Wolves will be tougher than the rent boys but I think we can grind it out, draw
25%
  
c. We rarely follow up a win with anything and Wednesday will be no different, lose
37%
  
d.The poll's back and everything is rosy, I've missed you old friend
8%
  
e. Well how's your luck this one is on Amazon Prime and I subscribe along with SKY, BT & Netflix I've got all bases covered, it may be cheaper to buy a ST but then I'd have to get out of the armchair, WHU through & through me
14%
  



After8 4:53 Fri Jan 23
How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Hello

Some time ago I asked whether your own economic prospects were improving.

How is the economy for you? Are you comfortable? Unemployed? Started a business? Been promoted?

This is NOT an attempt to say the conservatives are wonderful or to be a political punch up.

Replies - Newest Posts First (Show In Chronological Order)

Marco Boogers 2:43 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Balders, what line of rail work are you into?

claret on my shirt 3:28 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Work in IT so there's always good money to be had.

balders 2:50 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Best year ever

Gone contracting and the rail work world wide is going through the roof

Spandex Sidney 1:41 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Are we cash rich though? Probably the top 20% hold 80% of the reserve cash (Pareto's Law, as usual is normally right), they will be fine. A 25% correction in house prices will see them clean up. Again. Remember 34% of the working population hold savings of less than £250.

Mr Polite 12:19 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Spandex

We've been a decent size for years, we're cash rich with reliance on banks.

Take your point though

ray winstone 12:18 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
I work in supply chain and the shipping and airline companies are still holding the industry to 10 year old rates.

We've seen the problems Tesco have had, there are a few more big names out there struggling like fuck, M&S are working on a shoestring, it's a big world of cunt out there.......

Spandex Sidney 12:04 Sun Jan 25
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
I would worry working for a rapidly expanding company. My company expanded much, much faster than anticipated and I needed an extra 100 grand just for working capital. The banks all told me to fuck off. If it weren't for friends an family a perfectly good, expanding business would have gone to the wall because of cashflow. The banks have NOT changed their tune even now (this was 4 years ago).

As for a possible housing crash, I can see that happening. I wouldn't be going anywhere near residential property right now. The average house in the south east costs TWELVE times the average wage now and with banks tightening lending to a max of 4 times wages the average buyer will need a deposit equivalent of 8 times their annual salary, or £200,000 for the average person. Once interest rates start to go up in the next 18 months they will be a LOT of people who can't afford it anymore who are just scraping by now (a 2% rise on a £200k mortgage sticks about £350 a month on, just in extra interest) and there will be a massive fire sale of these properties, mainly to cash, BTL investors who will wait for it all to bottom out. I reckon they could drop 25% quite easily, probably more in London.

In this country home ownership has gone from a sensible aspiration to a dangerous obsession.

Fifth Column 11:11 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
My industry I'm more in demand than ever BUT in the past I would get offered permanent contracts, now companies are all 'flexible employers' meaning I get maximum 12 month contract and often people offering me shitloads for very short term contracts. As someone with a mortgage to pay I'd prefer longer term contracts on a bit less money.

RM10 10:46 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
if you work for utilities and public service, its shit and wont change.

Norflundon 10:44 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Never been better I just to a job with a 25% pay rise plus a bonus that I've never had before
The missus has two job offers on the table that she has to decide on Monday
financially we are better than ever before and long may it continue

Mr Polite 10:40 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Company I work for is expanding massively - much quicker than expected. As such earning is going up.

The expansion is symptomatic of the economy doing well as a whole. We do well out of a recession too, but the growth we are seeing is unprecedented

QWERTY Ard Man 10:37 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
I'm a self employed contractor and from 2010 until end of 2013 I dropped back to rates I hadn't been on since 2004. It got better in 2014 but I count myself lucky with a 10 week gap between contracts being my biggest hit. My nephews and nieces have been hit hard and really live from hand to mouth to keep their families going, with brother helping out to keep their heads above water. I don't feel like things have got better and most people I know are still watching the pennies.
I think another 5 years of this would be hard but on the bright side at least I'm not Greek.

RM10 10:21 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
salaries pensions,general management training and well being is the worst i have seen in the 32 years of employment.
Milk is a bargain thou.

Northern Sold 5:43 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Bit shit personally.... think last 5 years had a grand total of a 2% wage rise in all... and my pension contributions have gone up from about 50 a month to 250 a month.... deffo less money than 5 or 6 years ago

mentor 5:40 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Economy's great. Never been busier. Rents are rising. West Ham on the up. All we need to do is break up the NHS and life would be perfect.

Annony 5:35 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Paul Hodges of International echem predicted that the oil price would hit $50 two years ago is now predicting a 50% drop in house prices also due to deflation.

Moneyweek interview here, he makes a lot of sense, although it's not all good.

http://moneyweek.com/paul-hodges-interview-the-great-unwinding/?

Nurse Ratched 4:44 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
*raises hand timidly*

Infidel 4:03 Sat Jan 24
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
I am not in a cost of living crisis and I don't know anyone who is.

Hope that helps.

DukeofDevo 9:02 Fri Jan 23
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
The only people who are involved in a 'Cost of Living' crisis are those people who will always be struggling, it's a shame but there are people who only earn just enough to get by.

The personal allowance going up pretty dramatically must make a difference. If a party made a pledge to get Amazon, Starbucks, vodaphone etc to pay more tax they'd walk the election.

kylay 9:01 Fri Jan 23
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
Sniper 7:09 Fri Jan 23

I sympathize very much with that

webby25 8:20 Fri Jan 23

a lot of truth in that, it's even worse in the states

My wife and I had our first last year and we are a two wage family. I have no idea how worse-off people have a child because we had to dip into savings, and we had a natural birth, no drugs, and zero complications (about 2k quid out of pocket). she had six (6) weeks maternity leave, and we're lucky to have parents nearby to help, so we can work. we're also on a shoe-string budget. We don't go out. we don't travel. We basically just save what little we can to fix the house or cars when they break.

I started a new job at the beginning of the year that will more than double my wages IF the work keeps coming in, but that's a big if. I am hopeful for the first time in a while though that it will continue.

Mr John 8:43 Fri Jan 23
Re: How is the economy for you? (This is NOT a political broadcast or a conservative love in)
and provided also it doesn't all kick off with the Greeks leaving the Euro zone.

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