WHO Poll
Q:



Sniper 10:19 Sun Mar 1
Coronavirus - travel insurance
Family and I are due to go to the Dominican Republic in may - Piaf a deposit and have to pay the balance this week.

Does anyone have any tips on travel insurance companies to use or avoid when it comes to coverage for things like a deadly outbreak of coughing and general death? I’m guessing we basically have to pay the balance and then can only claim if we’re in quarantine or the government say not to go there, as had something similar for our honeymoon in Thailand where there was an uprising in Bangkok but because the advice of the foreign office was that ‘it might not be the best idea to go’ instead of ‘you’re not allowed to go’, we had to travel or lose our money. And wiping my knob on them didn’t seem to help.

Anyone got any good, all round, covers you for everything insurance?

Thanks

Replies - Newest Posts First (Show In Chronological Order)

Westham67 3:56 Mon Mar 2
Re: Coronavirus - travel insurance
dan . I sent you a WHO mail. Accident and inpatient (Which means if are hospitalised for anything you are covered) Outpatient too expensive see local quack and go to a pharmcy

The FCO Foreign and Commonwealth office for Dominican republic there is no warning about coranavirus

Use world nomads fo insurnce go on holiday hopefully you will come back a man and not act like a scared tart again

Chigwell 9:53 Mon Mar 2
Re: Coronavirus - travel insurance
Unless it's the other WHO of course.

Chigwell 9:52 Mon Mar 2
Re: Coronavirus - travel insurance
It might not be the best idea to ask WHO members for their advice.

Sydney_Iron 7:38 Mon Mar 2
Re: Coronavirus - travel insurance
Even if you have cover, you may have problems if you claim!! Bloke I know had a cruise booked out of Japan, that’s been cancelled, no problems with that full refund plus he has a 25% discount on the next cruise he books, BUT, things like flights and hotels he and his girlfriend have booked, most non refundable he is having problems trying to claim, the insurance are saying unless the flights get cancelled or there is a travel ban, they may not pay out, or that’s the gist, had he booked flight etc through the cruise company however they would pay!

So with still a couple of months before he was due to travel, it’s all a bit wait and see.

Also be wary and check all the fine print, know this coronavirus is out there and known about, there maybe clauses in new insurance contracts, T&C etc that they are exempt from a pay out if cancellation or claims are due to the virus.

HairyHammer 7:17 Mon Mar 2
Re: Coronavirus - travel insurance
Best advice I can think of.

https://youtu.be/60fqp2rLUR4

Mike Oxsaw 6:47 Mon Mar 2
Re: Coronavirus - travel insurance
Alfs 2:34 Mon Mar 2

Yeah, vexed does command the floor. If only he'd stick to sweeping it, as befits his true position in life.

Alfs 2:34 Mon Mar 2
Re: Coronavirus - travel insurance
I love it when Vexed puts on the charm.

Vexed 2:28 Mon Mar 2
Re: Coronavirus - travel insurance
It's only a bit of flu you cunt. Have a fucking lemsip and shut the fuck up.

But you are next door to where AIDS started so you might want to watch out for that in case it mutates into flying AIDS.

Alfs 2:22 Mon Mar 2
Re: Coronavirus - travel insurance
Yeah, I have a 2-week trip to Spain booked for May. Slightly different from the DR I know, which, coincidentally, reported their first case today.

But if you were to catch it whilst there I'm pretty sure that your travel insurance will not become a consideration. You'll be quarantined, then be shipped home by the Government, quarantined again (full board, entertainment, wifi at the cost of the Government) and get your transport home arranged for you.

You'll also be able to sell your 'My Dominican Hell' story to the Sun for ten grand (including photos of you and your busty wife in a bikini enjoying the beach before you were struck down).

It's win, win.

Westham67 2:12 Mon Mar 2
Re: Coronavirus - travel insurance
Get accident and inpatient cover you do not have to specify any disease of virus

Sniper 12:30 Mon Mar 2
Re: Coronavirus - travel insurance
Alfs

Yeah I have - there’s loads out there about what to do if you have holidays booked to already affected areas but very little worth reading around guidance for people with future holidays booked to as yet unaffected areas

As far as official guidance goes, I was just surprised that a policy would state it won’t cover you if you are told not to travel there at date of departure - obviously if it says no ‘we recommend not going to Italy or China’ and you boom it anyway it’s pretty reasonable for an insurance company to say fuck you you’re not covered.

But to say if you book now but the advice is not to travel on date of departure then you aren’t covered, that’s pretty shit

Alfs 12:20 Mon Mar 2
Re: Coronavirus - travel insurance
Just a thought but have you thought of Googling Coronavirus Travel Insurance?

Westham67 11:43 Sun Mar 1
Re: Coronavirus - travel insurance
Nothing about any virus or disease on the FCO site

Westham67 11:39 Sun Mar 1
Re: Coronavirus - travel insurance
It depends on what the advice is if it mention Covid 19 (Bad Aids) Then will not be covered, I will check for you and see what it says just to make my life easier Dan

Sniper 11:27 Sun Mar 1
Re: Coronavirus - travel insurance
Cheers dan

As an example one policy I looked at had this in the small print under the list of things not covered under reasons for cancellation:

the advice or recommendation of the Foreign and Commonwealth Office applicable at the time of your departure.


Should that even be allowed??

Westham67 11:22 Sun Mar 1
Re: Coronavirus - travel insurance
Get accident and inpatient

Westham67 11:20 Sun Mar 1
Re: Coronavirus - travel insurance
World Nomads. I used to if I was between projects in Thailand

https://www.worldnomads.com/travel-insurance?gclid=Cj0KCQiA1-3yBRCmARIsAN7B4H3dvsRTFc6WBXB_pqJbzf4p7-BfgPLps222XdXOmkKSV2HHrIzowF0aAt8VEALw_wcB

Dan M 11:18 Sun Mar 1
Re: Coronavirus - travel insurance
Re-reading your post, that's not the most helpful reply from me as you already know about disinclination vs don't fucking go there. But maybe it is.

Dan M 11:17 Sun Mar 1
Re: Coronavirus - travel insurance
As soon as the FCO says "don't go unless essential" then airlines give refunds and travel insurance will pay out.

Cancelling because you're worried is "disinclination to travel" which insurance won't cover you for.

We're off to Rome at the start of next month (hopefully but not too fussed if it's cancelled) and are insured with Virgin Money - here's their coronavirus page, which is likely to be pretty standard for the rest of the insurers - https://uk.virginmoney.com/virgin/travel-insurance/coronavirus/

gank 11:09 Sun Mar 1
Re: Coronavirus - travel insurance
A lot of blacks over there.

, 11:05 Sun Mar 1
Re: Coronavirus - travel insurance
Piaf the deposit?

No regrets if you lose it then.

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