You do not have to speak to a financial advisor. I moved all my 8 or 9 pensions into PensionBee and wished I had done it a lot earlier. you can withdraw 25% each year tax free. Up to you to weigh up the financials.

"Someone where I work was shouted at for calling someone with a male name and a male voice they were talking to over the phone 'Sir'. I applied for a job at Hachette and had to declare my sexual identification, until then I did not what cisgender was. Endless training against bias etc etc, a thousan...